INSURANCE FOR INDIVIDUALS
Many individuals are not properly covered due to the misunderstanding that a home or auto policy will provide coverage in all instances, so USLI offers a strong mix of products to eliminate gaps in coverage. We strive to streamline our products and processes in an effort to provide a seamless and quality insurance experience. Our team is skilled in helping insureds protect their personal assets and giving them the peace of mind they need.
Umbrella
We understand that protecting your home, rental properties, automobiles and water crafts is important to you. You not only want peace of mind, but you also need to be protected in the event of an accident or a lawsuit.
We offer a variety of umbrella products in order to better suit an individual’s needs rather than provide a “one size fits all” solution. In the event of a claim, you could be held responsible for more than what you have in the bank. Our products are specifically tailored to protect against catastrophic losses that could lead to financial ruin.
Property - Condo, Rental Dwelling and Vacant Dwelling
Property owners and renters need the right coverage, and we are here to help with our Condo, Rental Dwelling and Vacant Dwelling products. Condo and co-op owners and renters require a specific type of coverage offered through our Condo Owners and Renters products. Our Rental Dwelling product can protect landlords and insure multiple properties all on one policy, and our Vacant Dwelling product can help protect short- or long-term vacancies with or without renovations.
Our products give the protection needed for claims that you might experience as a landlord, owner or renter. We want to help prepare you for life’s surprises and put your mind at ease.
Liability
If you own a residence, rental location or vacant land, someone could injure themselves on your property and you could be held responsible for the damages.
USLI offers a product that provides coverage for a multitude of claims, such as a dishwasher leaking into another unit or someone tripping and falling.
Specialty - Home and Business
More than 20 million households currently have a home based business exposure, and most homeowners policies do not provide adequate coverage. Imagine the costs involved if a wedding planner books the florist for the wrong date or a baker loses valuable equipment in a fire.
Our Home Based Business product offers coverage to many different types of businesses that are based out of the home, which need extra coverage for their unique exposures.